Choosing a Good Health Care Plan 2019

Are you in need of medical insurance? Shopping for a health care plan can be quite intimidating since the choices endless and every coverage is different. How does one make sense of the myriad of choices facing them when searching for a health care plan? For many people in the United States, a health care plan is chosen for them by their employer. In this case, individuals covered by their employers health care plan still need to understand the coverage and the protection it provides. Health care plans have changed in the United States over the past fifty years. It used to be that most Americans were covered by indemnity insurance which allowed patients to seek out treatment by any medical provider, with the insurance company being billed for part of the cost. Now health care plans offer Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and point-of-service plans (POS). It is important to be informed of the differences between these health care plans when choosing one that is a proper fit for you since one plan may be a better fit than another. If your health care plan is administered by your employer, your employee benefits office is the place to start in finding out more about your health care plan. .u08ffc5794fa8239dbbbe29d934ab17a0 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u08ffc5794fa8239dbbbe29d934ab17a0:active, .u08ffc5794fa8239dbbbe29d934ab17a0:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u08ffc5794fa8239dbbbe29d934ab17a0 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u08ffc5794fa8239dbbbe29d934ab17a0 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u08ffc5794fa8239dbbbe29d934ab17a0 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u08ffc5794fa8239dbbbe29d934ab17a0:hover .postTitle { text-decoration: underline!important; } READ Accredited Bachelor Degree Business Online Acquire Skills Necessary for Success as an EntrepreneurHealth care plans are divided into two groups: indemnity (pay per service) and managed care. Each health care plan requires a different premium, which is the amount you pay every month to be covered by the health care plan. The differences in these plans include choice of providers and expenses for services covered. Managed health care plans (HMOs, PPOs, and Poss.) provide patients with specific doctors, hospitals, and clinics that will offer health care services at reduced costs. Meanwhile, most indemnity plans allow patients to chose their own health care provider and the indemnity insurance company then pays a percentage of the cost after being billed. The standard cost split for health care services on an i ndemnity health care plan is 20/80, with the health care plan paying eighty-percent of the cost. It is important to study the specific differences in certain health care plan coverage, as the indemnity and managed care providers have begun to compete for enrollment by offering similar protection. .ua3ba6bad12fe2aae3aba991a1bb9fad9 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .ua3ba6bad12fe2aae3aba991a1bb9fad9:active, .ua3ba6bad12fe2aae3aba991a1bb9fad9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua3ba6bad12fe2aae3aba991a1bb9fad9 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua3ba6bad12fe2aae3aba991a1bb9fad9 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .ua3ba6bad12fe2aae3aba991a1bb9fad9 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua3ba6bad12fe2aae3aba991a1bb9fad9:hover .postTitle { text-decoration: underline!important; } READ Solving Environmental Problems with Science and Technology HMOs are the oldest form of managed health care plans and its medical providers can be contracted out by the health care plan or be a direct employee. For a monthly fee, patients receive preventative care, including check-ups. Most preventative services are offered at a small co- payment fee of five to fifteen dollars. HMOs provide patients with a list of doctors to choose from as a primary care physician, with special needs being referred out. If a patient chooses to see a doctor that is not included on the HMOs coverage list, the patient will bear the total cost. PPOs closely resemble indemnity health care plans in that the patient does receive coverage if being seen by a doctor outside of the health care plan network. However, patients may have to meet the deductible and pay higher fees in this case. This is just a start to the information available on health care plans in the United States. If you are seeking a health care plan and are in need of medical coverage, there is much more education available as to the unlimited choices you possess. .u3961eafa0d8cc46d405c034484b72119 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u3961eafa0d8cc46d405c034484b72119:active, .u3961eafa0d8cc46d405c034484b72119:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u3961eafa0d8cc46d405c034484b72119 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u3961eafa0d8cc46d405c034484b72119 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u3961eafa0d8cc46d405c034484b72119 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u3961eafa0d8cc46d405c034484b72119:hover .postTitle { text-decoration: underline!important; } READ Business Administration Jobs Work as an Administrative Assistant with an Associate Degree in BusinessRelated ArticlesHealth Care Degree OpportunitiesMaking a Difference with Payroll AccountingStudent Health Care Plans for School NursesAccelerated BSN Degree Specialize in Oncology Nursing with a Bachelor of ScienceHealth Care Consulting A Growing DemandThe American College of Health Care Administrators

The True Meaning of Intelligence Essays - 948 Words

When a person utters the word â€Å"intelligence,† people tend to think of a genius like Albert Einstein developing some obscure equation that the great majority of the population will never understand. The problem with the definition of intelligence is that people relate intelligence to words like â€Å"genius† which require intelligence but do not have the same definition as intelligence. Often, people try to use related words to define intelligence, but these words are unable to define intelligence since many are only different levels of intelligence. While many definitions try to encompass the meaning of intelligence and various definitions describe a small part of intelligence, no definition completely explains intelligence, because†¦show more content†¦Although intelligence is a concept, there are many definitions that try to describe and interpret intelligence for people. One of the many definitions is the â€Å"capacity to understand† (World English Dictionary: Intelligence). This definition is describing intelligence and giving one facet of the diamond that is the various definitions of intelligence. This simple definition is often used by many common people, but a more in depth definition is â€Å"the ability to derive information, learn from experience, adapt to the environment, understand, and correctly utilize thought and reaction† (APA Dictionary of Psychology: Intelligence). This definition delves deeper into intelligence and paints a general picture of intelligence but is unable to define intelligence for a simple reason. Intelligence is a concept and thus is impossible to completely define by one comprehensive definition. Since intelligence is a concept, there are no words that are able to completely explain the concept, but there are words that can give a general idea of the concept. Intelligence has three main facets that must be acknowledged before one can understand intelligence. Each facet is intertwined with another of the facets that each connect to create intelligence. The three facets are logic, growth, and emotion. The logic of intelligence allows one to solve problems in order toShow MoreRelatedMilitary Leadership Styles And Philosophies1534 Words   |  7 Pagesaccomplish a mission and feel proud of being a part of the unit. Therefore, a successful military leader must possess emotional intelligence to build trust in the organization, enforce ethics to foster values that exemplify what the unit is fighting for, and apply a transformational approach to motivate the team to reach their full potential. Emotional intelligence, with its five domains, will allow a leader to use interpersonal skills to build trust in the organization between the commander andRead MoreEssay Intelligence1688 Words   |  7 Pageslife on intelligence. They do everything possible to get ahead in life. To get ahead, they cheat each other, back stab, and commit many sinful acts. Also, they educate themselves so they are capable of doing whatever is required of them. Society is trying to always make themselves smarter. Are they trying to change something that they have no control over though? Intelligence is something that everybody has, but is something that is developed over time. The development of intelligence has manyRead MoreFrames of Mind: The Theory of Multiple Intelligences by Howard Gardner1507 Words   |  7 PagesWords hold such power and meaning that tend to evolve throughout the years. As I set out to read on the â€Å"Theory of Multiple Intelligences† by Howard Gardner I seem to que stion the meaning of Intelligence. Although I have never pondered a single word more feverishly as I have in the last couple weeks it has been quite an endeavor. According to Merriam-Webster (2014), â€Å"Intelligence: the ability to learn or understand things or to deal with new or difficult situations.† Howard Gardner first publishesRead More intelligence Essay1530 Words   |  7 Pages Intelligence is a very broad subject although it seems easily defined. A great amount of different meanings are given to intelligence as a concept from various cultures and sciences. Throughout history psychologists and sociologist have been trying to devise a way to reveal the level of intellect animals or humans possess. However this quest might not have a definitive answer. Intelligence therefore should be considered to be a broad and elusive concept with many distinct aspects to it. ResearchRead MoreSocial Class In Twelfth Night Essay875 Words   |  4 Pageswith wit and proceeds to disprove the stereotypes surrounding his title. As a fool, Feste is expected to embody his title and possess little wit. However, as he and Olivia continue to argue, he uses his wit to flip this cliche, proving her to be the true fool. Olivia exits this scene in higher spirits, due to Feste’s comedy, rather than Feste exiting in a body bag, as most would have expected. Shakespeare uses Feste’s humor and Gibson 2 diction in this scene to develop not only the characters, butRead MoreInequality Between The Authoritarian Teacher And Students933 Words   |  4 Pages2.22 Inequality of Intelligence The hierarchical power relationship between the authoritarian teacher and students inherently stands in opposition to the equality of intelligence. Probing further in the direction of intelligence, authority is constructed on the ground of a certain form of inequality between who is intelligent and who is not (Tocqueville et al., 2000). This premise of inequality in intelligence is enacted throughout the educational process in traditional teaching. According to Rancià ¨reRead MoreThe Issues Of Measuring Intelligence1694 Words   |  7 Pages The Issues of Measuring Intelligence in Black Children The Lincoln University Deva Bennett Abstract Race stereotyping has been in existence for a long time now. The idea of color and superiority has had a great precedence in some people for a long time now. Researchers have had to deal with the problem of proving equality. Psychological assessments done on people with color have been greatly polarized. There has been purported bias on the tests done to such individuals, as thereRead MoreStandardized Tests Are Not A Success1347 Words   |  6 Pagesthem. There are many problems within a standardized test that deems them to be unreliable as a true test of knowledge. Although designed to test groups of students on intelligence, standardized testing neglects to fairly acknowledge the abilities of each unique student which reflect their true capabilities. Testing has been used for centuries in many different ways, not just to test student intelligence levels. According to an article written in Time, the earliest form of a standardized test comesRead MoreHow Close Are We Really Artificial Intelligence?1249 Words   |  5 PagesHow Close Are We Really to Artificial Intelligence? In The Hitchhiker’s Guide to the Galaxy, written by Douglas Adams, a man named Arthur Dent wakes up and finds himself at the beginning of beyond a bad day. When he learns that a friend of his is actually an alien with advanced knowledge of Earth s impending destruction, he is transported off the Earth seconds before it is exploded to make way for a new hyperspace motorway. And as if that s not enough, throw in being wanted by the police, EarthRead MoreHuman Perception And The Evolution Of Intelligence1394 Words   |  6 Pagesfeeling I felt towards self-awareness The questions of sentient perception have plagued man since the dawn of his very own intelligence. Homo Sapiens are a consciousness species, that means humans have an awareness of oneself and the external objects in the world that surround them. Humans perception of the world around them had rapidly changed with the evolution of intelligence. People were now capable of theorizing the external objects that surrounded them like the cosmos that is littered with stars

Practical Wisdom Free Essays

First Book Review Schwartz, B. , Sharpe, K. (2010). We will write a custom essay sample on Practical Wisdom or any similar topic only for you Order Now Practical Wisdom: The Right Way To Do The Right Thing. Riverhead Books. New York. Summary Schwartz and Sharpe present an interesting array of examples of how there has been a demoralisation of the medical, legal, educational and financial institutions. Where efficiency, accountability and profits become the driving force of organisations, the authors argue this causes a corruption and demoralisation of practitioners where they become discouraged from getting the balance right. The authors suggest we take refuge in rules however the rules keep us from understanding what we are doing. They share how some conscientious professionals who no longer find it possible to practice their profession following the rules and incentives set, have practically applied their knowledge to facilitate a more humane way of practicing which the authors label as practical wisdom. Review The authors refer to what Aristotle named â€Å"phronesis† (practical wisdom) which is obtained through learning from experience and applying to new situations. Rules and incentives, sticks and carrots† will not create wisdom. Finding practical ways to apply contextualised knowledge takes courage to question conventional thinking or practices. Practical wisdom as highlighted by the authors is like an antidote to both rules and incentives: it appeals to good judgement and responsibility. This cannot be taught but gained through experiences where these experiences increase awareness an d promote critical thinking: encouraging one to examine and assess for themselves â€Å"the right way to do the right thing. In the book an example is given whereby a cleaner was accused of not cleaning the hospital room by a patient’s father even though he had done so. The cleaner chose to not engage in an argument and exercised wisdom about the consequences of holding onto his â€Å"rights† and he just went and re-cleaned the room . Knowing when to exercise this wisdom is at the heart of what the author’s discuss. The author’s encourage you to self-reflect and think more consciously about what you do. Reading some of the examples in this book where practical wisdom was exercised, reminded me of something I once heard: â€Å"in any situation you can choose to be right or kind†. This comment had a visceral impact on me and gratefully comes to mind at times where I am reminded about the way in which I can choose to act in a given situation. I believe this is what the authors are encouraging. I did not learn anything new from this book but it was a great reminder of wanting to be a ‘good person’ in all relationships and encounters and encouraged me to be more mindful of my choices and the impact of my actions. How to cite Practical Wisdom, Essay examples

Backbone free essay sample

â€Å"All girls 4200 meter runners please report to the track. All girls running the 42.† The last place I wanted to report to was the track. Honestly, I thought I was going to vomit. What am I doing? I am not a track runner, and certainly not a 4200 meter runner. â€Å"Ready, Meghan?† Absolutely not. How did Coach Underwood expect me, the slowest runner on the track team, to sprint an entire 200 meter relay against some of the fastest runners in the state? As I pace over to lane five, I apologize in advance to my teammates, just in case I cannot finish the race. As Underwood directs me to the proper lane, I look him in the eyes and say, â€Å"There is absolutely no way I can do this.† He stares at me and says, â€Å" I know you can do it. Just try your best, Meg.† Ugh. I know I have to try for Underwood, but the only thought going through my head is â€Å"Why do I even run track?† The gun sounds off. We will write a custom essay sample on Backbone or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I cannot breathe. I seriously cannot breathe. As I make the final turn, I think I may be dying. â€Å"Why did I not use my inhaler right before I ran?† Good question, because my lungs are in desperate need of air. 55 meters left. I see Sophie waiting for me to hand the baton off to her. â€Å"Yes, Meghan, you can do this.† I tell myself dubiously. Then again, maybe I can’t. Until, over all of the noise in the field house, I hear, â€Å"Go Meghan! You got this! Finish strong!† Courtney is cheering me on from the edge of the track. I start to run a little faster. â€Å"You’re so close Meg, you got this!† Kate, Savannah, and Catlen are screaming for me too. â€Å"Go Meg!† Kelly yells and I think â€Å"Okay, maybe I actually can do this.† With 15 meters of my 200 meter relay left I hear, â€Å"Meg you did it!† It’s Sophie, finally. I hand her the baton and think, â€Å"Deep, slow breaths.† I repeat this over and over in my head. Bent over, profusely panting and sweating, I look to my left and there is Underwood. â€Å"I knew you could do it, Meghan. I’m so proud of you.† I actually did it. About two months after my first, and only, successful track meet, I am waiting, stage left, for th e school production of How to Succeed in Business Without Really Trying to begin, with me as the â€Å"leading lady†. As I wait for the curtain to open, and the orchestra to strike their opening chord, beads of sweat begin to trickle down my temples. My stomach twists into knots and my knees begin to weaken. Oh no, I think to myself, I can’t do this. I try to recall the steps to my first dance and the lyrics to my first song, but my mind is blank. â€Å"Places, everyone! Get ready! The show is about to begin!† My nerves skyrocket as I struggle to remember the words of my first song. â€Å"Is it Where will I find a treasure or Here’s where I find the treasure†? I honestly cannot remember, until, out of nowhere, I hear a hushed voice, â€Å"Break a leg Meghan! You’re going to be amazing! Can’t wait to watch you shine on stage!† I quickly turn and see Olivia whispering to me with her arms wide open, waiting to embrace me and wish me luck. As the opening notes of my big number are played my nerves begin to take over. The lights shine brightly on me and it feels like my heart is pounding out of my chest. Quickly succumbing to my anxiety a lump forms in my throat and I fear I will not be able to sing. I briefly glance glance off stage and see Olivia smiling wide. Okay, maybe I can do this. It all suddenly comes back to me. As I belt out the final lyrics to my song and the lights dim, I run off the stage and there she is, waiting to congratulate me on my performance. I actually did it. As the final gunshot sounds, signaling the last race, and the closing curtain falls, signaling the last performance, I think back to all of my asthma attacks while running, all of the stressful practices, and all of the moments of stage fright and ask myself, why didn’t I just give up? Then it dawns on me, my teammates, my coach, and all my friends kept me going. Their constant praise from the sidelines of the track to the wings of the stage replays over and over in my head. As I hear their voices cheering for me in my mind, I realize that they are my backbone and with their support I can be the fastest runner, the star of the show, and my own cheerleader even if I don’t think so.